:root{
  --bg:#0e1117;
  --bg-soft:#0c0f15;
  --panel:#151923;
  --panel-2:#10141c;
  --text:#eaeef8;
  --muted:#9aa4b5;
  --line:rgba(255,255,255,0.07);
  --blue:#4f7cff;
  --blue-strong:#6a95ff;
  --blue-2:#7fa2ff;
}

*{box-sizing:border-box}

html{scroll-behavior:smooth}

body{
  margin:0;
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--text);
  background:
    radial-gradient(circle at 20% 10%, rgba(79,124,255,0.22), transparent 28%),
    radial-gradient(circle at 80% 0%, rgba(91,69,255,0.14), transparent 30%),
    var(--bg);
}

a{color:inherit}

.nav{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:20px 32px;
  border-bottom:1px solid var(--line);
  position:sticky;
  top:0;
  backdrop-filter:blur(10px);
  background:rgba(14,17,23,0.72);
  z-index:10;
}

.logo{
  font-weight:700;
  letter-spacing:-0.02em;
}

.nav-links{
  display:flex;
  align-items:center;
  gap:18px;
}

.nav-links a{
  text-decoration:none;
  color:#c9d2e2;
  font-size:14px;
}

.hero{
  padding:110px 20px 90px;
}

.hero-inner{
  max-width:760px;
  margin:0 auto;
  text-align:center;
}

.eyebrow{
  display:inline-block;
  padding:8px 12px;
  border:1px solid var(--line);
  border-radius:999px;
  color:#b8c3d8;
  font-size:12px;
  letter-spacing:.03em;
  background:rgba(255,255,255,0.02);
  margin-bottom:22px;
}

.hero h1{
  font-size:64px;
  line-height:1.04;
  letter-spacing:-0.045em;
  margin:0 0 18px;
  background:linear-gradient(180deg,#ffffff 0%, #d8e4ff 100%);
  -webkit-background-clip:text;
  color:transparent;
}

.sub{
  max-width:680px;
  margin:0 auto 30px;
  font-size:21px;
  line-height:1.45;
  color:var(--muted);
}

.cta{
  display:flex;
  justify-content:center;
  gap:12px;
  flex-wrap:wrap;
  margin:0 0 16px;
}

.trust{
  font-size:13px;
  color:#7f8aa0;
}

.section{
  max-width:1100px;
  margin:0 auto;
  padding:84px 20px;
}

.section-alt{
  background:linear-gradient(180deg, rgba(255,255,255,0.02), rgba(255,255,255,0.01));
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}

.section-header{
  max-width:700px;
  margin:0 auto 40px;
  text-align:center;
}

.section-header h2{
  margin:0 0 12px;
  font-size:38px;
  letter-spacing:-0.03em;
}

.section-header p{
  margin:0;
  font-size:17px;
  color:var(--muted);
}

.grid,
.steps{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:20px;
}

.card,
.step{
  background:linear-gradient(180deg,var(--panel),var(--panel-2));
  border:1px solid var(--line);
  border-radius:18px;
  padding:28px;
  box-shadow:0 10px 30px rgba(0,0,0,0.18);
}

.card-kicker{
  font-size:12px;
  color:var(--blue-2);
  font-weight:700;
  letter-spacing:.08em;
  margin-bottom:18px;
}

.card h3,
.step h3{
  margin:0 0 10px;
  font-size:24px;
  letter-spacing:-0.025em;
}

.card p,
.step p{
  margin:0;
  color:var(--muted);
  line-height:1.5;
  font-size:16px;
}

.step{
  text-align:center;
}

.number{
  width:40px;
  height:40px;
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  background:linear-gradient(180deg, var(--blue-strong), var(--blue));
  color:white;
  font-weight:700;
  margin:0 auto 18px;
}

.cta-bottom{
  text-align:center;
  padding:96px 20px 110px;
  max-width:760px;
  margin:0 auto;
}

.cta-bottom h2{
  margin:0 0 12px;
  font-size:42px;
  letter-spacing:-0.035em;
}

.cta-bottom p{
  margin:0 0 24px;
  color:var(--muted);
  font-size:18px;
  line-height:1.5;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  text-decoration:none;
  border-radius:12px;
  transition:transform .12s ease, opacity .12s ease, background .12s ease, box-shadow .12s ease;
  border:1px solid transparent;
  cursor:pointer;
}

.btn:hover{
  transform:translateY(-1px);
}

.btn-large{
  min-height:50px;
  padding:0 18px;
  font-size:16px;
  font-weight:600;
}

.btn-nav{
  min-height:40px;
  padding:0 14px;
  font-size:14px;
  font-weight:600;
}

.btn-primary{
  background:linear-gradient(180deg, var(--blue-strong), var(--blue));
  color:white;
  box-shadow:0 6px 20px rgba(79,124,255,0.35);
}

.btn-primary:hover{
  box-shadow:0 10px 24px rgba(79,124,255,0.42);
}

.btn-secondary{
  border-color:rgba(255,255,255,0.12);
  background:rgba(255,255,255,0.03);
  color:#dde5f4;
}

.footer{
  text-align:center;
  padding:34px 20px 50px;
  border-top:1px solid var(--line);
}

.foot-logo{
  font-weight:700;
  margin-bottom:8px;
}

.foot-text{
  color:var(--muted);
  font-size:14px;
  max-width:620px;
  margin:0 auto 12px;
}

.footer-links{
  display:flex;
  justify-content:center;
  gap:16px;
  flex-wrap:wrap;
}

.footer-links a{
  color:#cdd6e8;
  font-size:14px;
  text-decoration:none;
}

.policy-wrap{
  padding:60px 20px 80px;
}

.policy-card{
  max-width:840px;
  margin:0 auto;
  background:linear-gradient(180deg,var(--panel),var(--panel-2));
  border:1px solid var(--line);
  border-radius:22px;
  padding:36px;
  box-shadow:0 20px 50px rgba(0,0,0,0.2);
}

.policy-card h1{
  margin:0 0 8px;
  font-size:48px;
  letter-spacing:-0.04em;
}

.policy-date{
  margin:0 0 28px;
  color:var(--muted);
  font-size:14px;
}

.policy-card h2{
  margin:28px 0 10px;
  font-size:22px;
  letter-spacing:-0.025em;
}

.policy-card p{
  margin:0;
  color:#cfd7e6;
  line-height:1.7;
  font-size:16px;
}

@media (max-width: 900px){
  .hero h1{font-size:48px}
  .sub{font-size:18px}
  .grid,
  .steps{grid-template-columns:1fr}
  .section-header h2{font-size:32px}
  .cta-bottom h2{font-size:34px}
  .policy-card h1{font-size:38px}
}

@media (max-width: 640px){
  .nav{
    padding:16px 18px;
    gap:12px;
  }

  .nav-links{
    gap:12px;
    flex-wrap:wrap;
    justify-content:flex-end;
  }

  .hero{
    padding:84px 18px 72px;
  }

  .hero h1{
    font-size:40px;
  }

  .section{
    padding:68px 18px;
  }

  .policy-wrap{
    padding:30px 14px 60px;
  }

  .policy-card{
    padding:24px;
    border-radius:18px;
  }
}